Home is lower than the mortgage
You have sold your home, but you are still left with an outstanding mortgage debt, because the sale amount of your home is lower than the mortgage. It is not uncommon to have a residual debt loan or residual debt financing. Many people have to contend with this. If you are also leaning against a residual debt, request the residual debt loan from Amstelgeld & Assurantiën. As with a renovation, a Personal Loan is the best option if you have a residual debt after the sale. As a homeowner, you benefit from an extra attractive interest and you can deduct the interest for tax purposes for 15 years.
– Extra attractive interest
– Interest can be tax deductible
– Often cheaper and easier than a mortgage
Did you have to sell your house at a loss? Then you probably have a debt with your mortgage provider. With Amstelgeld you take out a loan for your residual debt in a reliable and affordable way. A clear loan: you get the amount in one go.
– A well-arranged loan: you pay a fixed interest rate and a fixed monthly amount
– A responsible loan: you have repaid the loan at the end of the term
– Interest tax deductible
Repay the agreed amount each month
You borrow an amount between up to $ 75,000. You get the amount you want to borrow in one go. The advantage is that you know exactly how much you borrow and how much you have to pay back. You also know in advance exactly how long the term of the loan is. You pay a fixed amount every month. This amount consists of a part repayment and a part interest. The repayment is certain. The interest rate also does not change during the period that you borrow the money. You cannot withdraw repaid amounts.
You may repay more free of charge. If you repay the agreed amount each month, you have fully repaid the loan at the end of the term. You can also repay more or pay off the entire loan. The interest can be tax deductible. You do not need a valuation report to take out this loan. You also do not have to go to the notary. The interest is tax deductible for 10 to 15 years.