Fixed interest rate
Do you own a home and do you need money for a major purchase? For example for a renovation. Or a new car? If you choose a Homeowner Payday Loan you know exactly where you stand. Moreover, as a homeowner you benefit from an extra attractive interest.
– A clear loan: you receive the amount in one go
– A well-arranged loan: you pay a fixed interest rate and a fixed monthly amount
– A responsible loan: you have repaid the loan at the end of the term and you can repay extra free of charge in the meantime
Repay more free of charge
You borrow an amount between up to $ 75,000. You get the amount you want to borrow in one go. The advantage is that you know exactly how much you borrow and how much you have to pay back. You also know in advance exactly how long the term of the loan is. You pay a fixed amount every month. This amount consists of a part repayment and a part interest. The repayment is certain. The interest rate also does not change during the period that you borrow the money. You cannot withdraw repaid amounts.
You may repay more free of charge. If you repay the agreed amount each month, you have fully repaid the loan at the end of the term. You may also repay more or repay the entire loan. No costs are charged for this. The interest can be tax deductible. You do not need a valuation report to take out this loan. You also do not have to go to the notary. Moreover, you do not necessarily have to spend the borrowed money on the purchase, renovation or improvement of the first owner-occupied home. If you do, the interest can be tax deductible for 10 to 15 years.
We give you advice on responsible lending money. Does the Payday loan fit in well with your wishes and with your financial situation? And which term fits the product that you want to purchase with the loan?