Buy today, pay tomorrow: The retail market is pushing consumption on credit

admin / September 18, 2019

Installments in the retail trade Installments in the retail trade will be back in time in the coming pre-Christmas period. There is an increase in the number of mobile phone, consumer electronics or home appliances that can be expected to be paid in installments without any financing costs. For example, a large electronics retailer advertises that all products from 300…

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What kind of saver are you?

admin / September 9, 2019

  You may not know it, but the way you carry your finances speaks a lot about you. Answer the following questions to find out what type of saver you are. How do you manage your income? I make a budget to calculate how much I can spend after paying debts and saving. I keep what I need for what…

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Strong new business: German credit market leaves crisis behind

admin / August 30, 2019

Credit demand in Germany is picking up again. The downward trend will come to an end this quarter already. In addition, the risks for a general disruption of the loan offer have fallen. The intrasavings comes to this optimistic outlook in a recent publication. Lending business According to the Crefubank, it assumes that the decline in new lending business will…

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Dispo terminated: Debtors turn the bankruptcy still off

admin / August 11, 2019

Termination of the disposition credit The termination of the disposition credit by the bank is, according to experience, the last thing consumers need in a tense financial situation. If the money is tight anyway, the deletion of the usual line of credit quickly leads to financial collapse. Banks can practically always cancel the repayment credit. You do not have to…

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Borrowing banks grow – banks see no competition

Significant competition in the growing business Banks do not see any significant competition in the growing business of lending on the internet. For example, describes platforms such as banksamat as a “niche provider”. It is true that self-employed persons and small business owners would find it easier to get start-up or bridging finance for the platforms. From his point of…

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